The Broke to Stable Playbook: Money Basics Nobody Taught You

Personal finance is not taught in school. Most of us learn about money from parents who were also figuring it out — or not at all. Starting from zero, or from debt, is not a character flaw. It is a starting point. This playbook gives you the fundamentals that actually change things.

• Money story worksheet — identify the beliefs keeping you stuck
• Income and expense reality check — see exactly where your money goes
• The 50/30/20 budget framework — the simplest system that actually works
• Monthly budget planner — budget vs. actual tracking table
• Emergency fund visual tracker — color in each $50 block as you save toward $1,000
• Debt snowball worksheet — list and target your debts from smallest to largest
• Side hustle starter guide — 6 ways to make your first extra $500
• Subscription audit — find the hidden $100-300/month most people are wasting
• 90-day financial habit tracker

You don't need a high income. You need clarity, a simple plan, and consistency. That's it.

This guide is for educational purposes only and does not constitute financial advice.

Instant digital download. PDF format. 20 pages.